Orchid P&C Knowledge Center

Wind Deductible Buybacks Lessen Blow from High Premiums and Frequent Storms
As Tropical Storm Isaias ripped across the Eastern shore the first week of August, Chad Barrick could see a section of the roof lifting just a bit
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COVID Claims: Insurers Gaining Upper Hand in Business Interruption Legal Disputes
More than six months after COVID-19 restrictions shut the doors to many
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Climate Change Puts Premium on CAT Insurance in Busy Hurricane Season
Torrential rain and heavy winds downed scores of trees and power lines in a Queens community
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Any Way Wind Blows, Storm Mitigation Can Reduce Property Insurance Costs
Huddled in their bathroom, Lois Watson, her husband, and their daughter could see
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The Difference Between the NFIP and Private Flood Market
Flood insurance coverage is a necessity in many parts of the country.
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Why Does My Rate Go Up If I Didn’t File a Claim?
Can My Homeowner’s Insurance Rates Go Up Even If I Don’t File a Claim?
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How to Mitigate Risk for Your Business
How can business owners mitigate risk?
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Understanding Commercial Builder’s Risk
What does a Commercial Builder's Risk policy cover?
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What is the Difference Between Excess Coverage and Umbrella Coverage?
Are you adequately covered for liability?
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Do Small Businesses Need Cyber Insurance Like the Big Companies?
Do small businesses need to protect their data with cyber insurance?
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The Orchid P&C Knowledge Center is The First Choice for property and casualty insurance information for agents, homeowners, and small businesses. Whether you know the basics or want to get an in-depth understanding of the insurance world, the Orchid P&C Knowledge Center can provide the educational content you’re looking for.
HOMEOWNERS INSURANCE
What should homeowners look for in their home insurance policies? Which insurance companies have better coverage and are more likely to pay out claims? How can you best catalog and insure your belongings and valuables? What should renters know about insuring their items? Learn all about these and other tips on how to protect your home and possessions on our Homeowners Blog.
BUSINESS INSURANCE
Small businesses in coastal locations are exposed to a variety of risks that can lead to damages and lost income. There is also the added burden of general liability protection. To learn about commercial business insurance, visit our Businesses Blog.
NATURAL DISASTERS
Disasters and catastrophes like hurricanes, earthquakes, floods, and windstorms can cause an enormous amount of damage, suffering, and loss of life. Prepare yourself, your family, and your clients with our disaster preparedness articles for hurricanes, wildfires, and other natural disasters.
INSURANCE BLOG
Orchid Insurance is The First Choice for coastal insurance solutions throughout the United State, the Bahamas and the Caribbean. We strive to provide quality articles with factual research and statistics on all things related to insurance so homeowners, renters, and business owners can be well-covered and knowledgeable. Our articles can also be used by insurance agents to share with their clients.
Orchid Insurance only works with A.M. Best A- or Better Rated carriers, which means that our carriers have been evaluated to be Excellent through Best’s Financial Strength Ratings (FSR). Get access to our 30+ carriers by becoming an appointed agent! You will benefit from our outstanding commitment to service.