Orchid P&C Knowledge Center

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Orchid cybersecurity insurance safeguards small businesses.

COVID-19: Cybersecurity Insurance is Ounce of Prevention for Small Businesses

Without a way to communicate with his patients, Dr. William Scalf sat in his office and waited to treat whoever showed up. A computer virus injected into the electronic medical records system at Brookside ENT & Hearing Services was holding...


Few coastal counties in the United States were spared the wrath of hurricane season.

From Texas to Massachusetts, Hurricane Season Spares Few Coastal Counties

Orchid Insurance offers windstorm coverage to residential and commercial property owners including many who endured the most active hurricane season in recorded history.


A house in Houston suburb flooded from Hurricane Harvey 2017

Property Insurance: Water Leak Repairs Lost in Mix During COVID-19 Pandemic

Even though COVID-19 has kept more people inside than ever before, far too many homeowners may be overlooking interior water leaks and putting off their repairs.


palms at hurricane

Wind Deductible Buybacks Lessen Blow from High Premiums and Frequent Storms

As Tropical Storm Isaias ripped across the Eastern shore the first week of August, Chad Barrick could see a section of the roof lifting just a bit


young woman in medical face protection mask indoors on blue background. Sick person

COVID Claims: Insurers Gaining Upper Hand in Business Interruption Legal Disputes

More than six months after COVID-19 restrictions shut the doors to many


Climate change withered tree and dry earth.

Climate Change Puts Premium on CAT Insurance in Busy Hurricane Season

Torrential rain and heavy winds downed scores of trees and power lines in a Queens community


rain flows down from a roof down

Any Way Wind Blows, Storm Mitigation Can Reduce Property Insurance Costs

Huddled in their bathroom, Lois Watson, her husband, and their daughter could see



The Difference Between the NFIP and Private Flood Market

Flood insurance coverage is a necessity in many parts of the country.


Photo by Gustavo Zambelli on Unsplash

Why Does My Rate Go Up If I Didn’t File a Claim?

Can My Homeowner’s Insurance Rates Go Up Even If I Don’t File a Claim?



How to Mitigate Risk for Your Business

How can business owners mitigate risk?


The Orchid P&C Knowledge Center is The First Choice for property and casualty insurance information for agents, homeowners, and small businesses. Whether you know the basics or want to get an in-depth understanding of the insurance world, the Orchid P&C Knowledge Center can provide the educational content you’re looking for.

What should homeowners look for in their home insurance policies? Which insurance companies have better coverage and are more likely to pay out claims? How can you best catalog and insure your belongings and valuables? What should renters know about insuring their items? Learn all about these and other tips on how to protect your home and possessions on our Homeowners Blog.

Small businesses in coastal locations are exposed to a variety of risks that can lead to damages and lost income. There is also the added burden of general liability protection. To learn about commercial business insurance, visit our Businesses Blog.

Disasters and catastrophes like hurricanes, earthquakes, floods, and windstorms can cause an enormous amount of damage, suffering, and loss of life. Prepare yourself, your family, and your clients with our disaster preparedness articles for hurricanes, wildfires, and other natural disasters.

Orchid Insurance is The First Choice for coastal insurance solutions throughout the United State, the Bahamas and the Caribbean. We strive to provide quality articles with factual research and statistics on all things related to insurance so homeowners, renters, and business owners can be well-covered and knowledgeable. Our articles can also be used by insurance agents to share with their clients.

Orchid Insurance only works with A.M. Best A- or Better Rated carriers, which means that our carriers have been evaluated to be Excellent through Best’s Financial Strength Ratings (FSR). Get access to our 30+ carriers by becoming an appointed agent! You will benefit from our outstanding commitment to service.