Inland Marine

Inland Marine originally started in a time when most cargo was transported via waterways. Insurers at that time provided a broad coverage for items onboard, no matter how it was damaged or lost. Since other forms of transportation have been introduced, Inland Marine insurers added coverage for new items and technology. Today Inland Marine is a policy designed to provide the broadest level of coverage for items such as jewelry, furs, wine, fine arts, and more. Orchid has a wide variety of coverage options for our standalone Inland Marine products.


Worldwide Coverage

Coverage applies anywhere in the world. When clients are on vacation, items such as jewelry and cameras are covered.

Replacement Cost Coverage

We’ll pay the cost to repair or replace clients’ property, without deduction for depreciation. The policy insures against theft and accidental direct physical damage to covered property, with only a few limitations and exclusions.


Generally there is no deductible, although deductibles are available.

About Inland Marine

  • No minimum per item required for scheduled coverage, but minimum premium is $250
  • Appraisals are needed on items over $25,000 within the last 5 years
  • Offers both blanket and scheduled coverage

Other Details

  • Fully comprehensive all risks of physical loss or damage cover, including accidental damage
  • Automatic cover for new acquisitions up to 25% of collection value
  • Defective Title cover
  • Fakes and Forgeries cover

Get Appointed

As an Orchid-appointed partner, your agency’s success is our priority. You can rely on our dedicated support and expertise to offer your clients best-in-class service.

Start Quoting

Orchid online quoting is your quickest and most convenient resource for paperless quoting and binding.