Homeowners insurance is designed to protect you from disasters that can damage your home and belongings. It helps keep you financially secure in the worst cases. In addition to repairing your home and the contents that dwell in it, insurance can cover your outside structures, such as pools, detached garages, sheds, and more! At Orchid we offer a wide range of homeowners products to suit your needs. We currently offer HO3, HO5 and HO6 and even HO4 policies.