Personal Auto

Our carriers have been insuring vehicles since they were first invented – everything from everyday cars to high-end, luxury vehicles. Safety and satisfaction are of utmost importance.


Agreed Value

Vehicles are protected on an agreed value basis, regardless of market depreciation

Worldwide Rental Coverage

Covered for damage to a rental car most anywhere in the world

Choice of Repair Shop

You select your repair shop

Use of OEM parts only

No knock-off or salvage/repaired parts**

Rental Coverage

Up to $12,500 with loss of use and no per day limit

Premium Discounts

By combining auto and home insurance, there may be considerable premium savings

Waived Deductible

In the event of a total loss and high deductible options that can result in reduced annual premiums

Cash Settlement Option

Optional coverage would allow an agreed value payout should insured not want to keep the vehicle after a covered loss resulting in damage that is more than half of the agreed value

*Coverage/limit may vary by carrier
**With the exception of window glass

Get Appointed

As an Orchid-appointed partner, your agency’s success is our priority. You can rely on our dedicated support and expertise to offer your clients best-in-class service.

Start Quoting

Orchid online quoting is your quickest and most convenient resource for paperless quoting and binding.