Valuable Articles

While typical homeowners’ policies are designed to insure the home and what is inside it, there is usually limited coverage for valuable articles that may get lost, stolen or damaged. With Orchid’s premier carriers such as Chubb, AIG and Nat Gen Premier, these special possessions can be protected with the broadest level of coverage.


Worldwide Coverage

Covered valuables are protected at home and across the globe from most causes of loss with no deductible

Breakage of Fragile Articles

Delicate items such as fine china, crystal, and porcelain are automatically covered for breakage

Newly Acquired Items

Automatic coverage is provided up to 25% of the policy class limits for up to 90 days after purchase

Paying Market Value

Up to 150% of the amount of the itemized coverage is available

Agreed Value

The value placed on an item is what can be expected in the event of a claim

Pair or Set

Choice to repair, replace, or surrender undamaged item(s) that are part of a pair or set

*Coverage specifics may vary by state and carrier.

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