Watercraft Coverage

Whether your client has a luxurious yacht or a small picnic or ski boat, Orchid can be a solution for your client’s yachting needs. Our carrier partners Chubb and AIG are leaders in the yacht insurance market and provide state-of-the-art yacht coverages.


General Guidelines

Non-CAT areas:

  • Within the scope of a full account all hull values can be considered.
  • Stand-alone yacht quotes may be entertained with a hull value of $300,000 or greater.

CAT areas such as Florida, NC, SC, GA and Gulf states:

  • Vessel must be less than 15 years old. No absentee owner.
  • Stand-alone and full account options can be entertained.
  • Total account minimum premiums may apply.
  • Florida: Closed for full time mooring.

Coverage Features

  • High limits of liability available
  • Worldwide navigational limits available
  • Newly acquired watercraft coverage
  • 12-month navigation with no lay-up clause
  • Liability for full time paid crew
  • Uninsured Boater coverage
  • Coverage for personal effects
  • Workers Compensation (Jones Act)

*Coverage and carriers vary by state.

Get Appointed

As an Orchid-appointed partner, your agency’s success is our priority. You can rely on our dedicated support and expertise to offer your clients best-in-class service.

Start Watercraft Quote

Orchid online quoting is your quickest and most convenient resource for paperless quoting and binding.