Broad protection in the event that a liability loss exceeds the coverage limits provided by the primary insurance policies
Receive worldwide protection for personal injury (including libel and slander) and property damage; coverage also is provided for owned and non-owned vehicles, homes, and watercraft.
Coverage for defense costs and attorney fees are paid outside of policy limits
Up to $100 million in coverage
Uninsured/underinsured Coverage (optional)
Coverage is available for accidents involving underinsured or uninsured drivers
Employment practices liability insurance (optional)
For those with private staff, protects against allegations such as sexual harassment, wrongful termination, and discrimination
Not-for-profit board liability coverage (optional)
Coverage is available for those who sit on the board of a not-for-profit organization
*Coverage specifics may vary by state and carrier.