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Jose Cruz
Jose Cruz

Property Insurance: Water Leak Repairs Lost in Mix During COVID-19 Pandemic

Even though COVID-19 has kept more people inside than ever before, far too many homeowners may be overlooking interior water leaks and putting off their repairs.

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Jose Cruz
Jose Cruz

COVID Claims: Insurers Gaining Upper Hand in Business Interruption Legal Disputes

More than six months after COVID-19 restrictions shut the doors to many

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Jose Cruz
Jose Cruz

Any Way Wind Blows, Storm Mitigation Can Reduce Property Insurance Costs

Huddled in their bathroom, Lois Watson, her husband, and their daughter could see

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Jose Cruz
Jose Cruz

The Difference Between the NFIP and Private Flood Market

Flood insurance coverage is a necessity in many parts of the country.

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Jose Cruz
Jose Cruz

Why Does My Rate Go Up If I Didn’t File a Claim?

Can My Homeowner’s Insurance Rates Go Up Even If I Don’t File a Claim?

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Jose Cruz
Jose Cruz

What is the Difference Between Excess Coverage and Umbrella Coverage?

Are you adequately covered for liability?

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Jose Cruz
Jose Cruz

How to Protect Your Boat During a Storm

Learn how to prepare your boat or yacht for a storm.

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Jose Cruz
Jose Cruz

Top Questions and Answers about Boat Insurance

What is boat insurance and what does it cover?

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Jose Cruz
Jose Cruz

Keep Your Event Special with Special Event Insurance

Why you need Special Event Insurance for your wedding, festival or other special event

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Jose Cruz
Jose Cruz

HO3 vs HO5 Homeowners Insurance Policies

coastal risks

What is the difference between HO3 vs HO5 homeowners policies?

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    • About Us
      • Who We Are
            • Who We Are


            • Our Story

              For more than two decades, we have consistently delivered outstanding coverage solutions in the insurance industry.

      • News & Media
            • News & Media


            • Our Blog

              The latest industry news, insights, and features.

      • Careers
            • Careers


            • Careers

              Our growth is fueled by the dedicated and talented professionals.

    • Products
      • Personal Lines
            • Personal Lines

              Our Unique Solutions Bring Together Outstanding Products At Competitive Prices With Close To A Dozen Trusted Carriers.


            • Homeowners

            • Builders Risk

            • Flood Programs

            • Inland Marine

            • Wind Only

            • Excess Flood


      • Digital Partnerships
            • Digital Partnerships

              Offers our partners coverage solutions that reduce friction points, increase efficiencies, and provide self-service digital offerings.


            • Jewelers Mutual

            • NFIP

            • Neptune Flood

      • State Guidelines
            • State Guidelines


            • State Guidelines

              Today Orchid partners with agents in all 50 states.

    • Get Appointed
    • Claims
    • Payments
    • Contact
    • Agent Login
  • 1-866-370-6505
  • FAQ