Alabama State Guidelines
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E&S PERSONAL LINES
Minimum Coverage A: $150,000 / HO6: $50,000
Carriers
- Lloyd’s
- Chaucer
- MS Transverse
- QBE
- Beazley
Products
- HO3, HO4, HO5, HO6, DP3
- Builder’s Risk
- X-Wind
- Wind-Only
- E&S Primary and Excess Flood
- Inland Marine
- NFIP
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SPECIALTY HIGH NET WORTH
Minimum Coverage: $500,000
Carriers*
- Chubb
- Openly
- AIG
*Mobile and Baldwin County require a $10,000 account and 25% non-cat premium