Group Personal UmbrellaPutting in place a Group Personal Excess Liability program enables organizations to attract and retain key individuals by providing them with a financial benefit. In today’s litigious society, they can become targets of personal liability lawsuits. Allow your top employees to focus on their work worry-free, knowing that they are adequately protected.

Program benefits

  • Up to 50% savings on the Personal Excess Liability premiums of standard carriers
  • Personal Excess Liability limits up to $50 million
  • Excess Uninsured/Underinsured Motorist Protection limits up to $10 million Defense costs provided outside of the individual coverage limit
  • Worldwide coverage
  • Easily tailored to organizational needs
  • Flexible underwriting
  • Ease of administration – one effective date, one premium payment E&O coverage available for plan administrators
  • EPL, Non-Profit D&O and Family Trust coverage available

Target organizations

  • Law firms
  • Public accounting firms
  • Large, privately-held companies
  • State BAR associations
  • Single- and multi-family offices
  • Association groups

Important Notice: This page contains only a general description of coverages provided. Coverage terms are subject to change and can vary by state. These descriptions do not include all of the benefits and limitations found in the policy. The insurance policy itself, not the descriptions above, will form the contract between the policyholder and the insurance company.