Moratoriums
During a moratorium, binding of new business is suspended; and while renewals will be accepted, requests for changes in coverage limits or deductibles are not allowed until the moratorium is lifted.
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PL Moratoriums
Personal Lines
PL Moratoriums
Florida Last Updated: 08/07/24 1:05 PM ET
Effective Tuesday, November 22nd, 2022, at 8:00 a.m. EST, Kiln Flood has lifted its moratorium in Florida for all counties except Collier, Lee, Charlotte, Hillsborough, Osceola, Sarasota, Hardee, DeSoto, Polk, Seminole, Lake, Volusia, Monroe and Miami Beach.
Effective Tuesday, November 15th, 2022, at 8:00 a.m. EST, QBE, RenRe, Chaucer/CIC, Accredited, and Beazley have lifted moratoriums in Florida. You can now bind, with an effective date of today or later. Any quotes that are no longer valid must be re-quoted.
Effective Monday, November 14th, 2022, at 8:00 a.m. EST, Chubb has lifted its moratorium in Florida for all products except for boat.
Effective Monday, November 14th, 2022, at 8:30 a.m. EST, Lloyd’s Canopius has lifted its moratorium in Florida for Tropical Storm Nicole only. Please note, the following counties are still closed from Hurricane Ian: Collier, Lee, Charlotte, Sarasota, Manatee, Hardee, Desoto, Highlands, Glades, and Hendry. You can now bind, with an effective date of today or later. Any quotes that are no longer valid must be re-quoted.
Effective Monday, November 7th, 2022, at 11:00 a.m. EST, binding of new business in Florida will be suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium is put in place. Keep checking our moratoriums page for updates.
Georgia Last Updated: 08/07/24 10:24 AM ET
Effective Monday, November 14th, 2022, at 9:00 a.m. EST, Kiln Flood has lifted its moratorium in Georgia. You can now bind, with an effective date of today or later. Any quotes that are no longer valid must be re-quoted.
Effective Monday, November 14th, 2022, at 8:30 a.m. EST, Lloyd’s Canopius has lifted its moratorium in Georgia for Tropical Storm Nicole only. You can now bind, with an effective date of today or later. Any quotes that are no longer valid must be re-quoted.
Effective Wednesday, November 9th, 2022, at 10:48 a.m. EST, Chubb has issued a moratorium in the following Georgia counties: Bryan, Camden, Chatham, Glynn, Liberty, McIntosh. Binding of new business will be suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium is put in place.
Effective Wednesday, November 9th, 2022, at 10:48 a.m. EST, AIG has issued a moratorium in the following Georgia counties: Atkinson, Bacon, Brantley, Bryan, Charlton, Chatham, Clinch, Echols, Effingham, Glynn, Lanier, Liberty, Long, Mcintosh, Pierce, Ware, Wayne. Binding of new business will be suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium is put in place.
North Carolina Last Updated: 08/07/24 1:04 PM ET
Effective Monday, November 14th, 2022, at 9:00 a.m. EST, Kiln Flood has lifted its moratorium in North Carolina. You can now bind, with an effective date of today or later. Any quotes that are no longer valid must be re-quoted.
Effective Monday, November 14th, 2022, at 8:30 a.m. EST, Lloyd’s Canopius has lifted its moratorium in North Carolina for Tropical Storm Nicole only. You can now bind, with an effective date of today or later. Any quotes that are no longer valid must be re-quoted.
Effective Thursday, September 29th, 2022, at 3:30 p.m. EDT, Lexington has issued a moratorium in North Carolina and binding of new business has been suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium was put in place.
South Carolina Last Updated: 08/07/24 1:04 PM ET
Effective Monday, November 14th, 2022, at 9:00 a.m. EST, Kiln Flood has lifted its moratorium in South Carolina. You can now bind, with an effective date of today or later. Any quotes that are no longer valid must be re-quoted.
Effective Monday, November 14th, 2022, at 8:30 a.m. EST, Lloyd’s Canopius has lifted its moratorium in South Carolina for Tropical Storm Nicole only. You can now bind, with an effective date of today or later. Any quotes that are no longer valid must be re-quoted.
Effective Wednesday, November 9th, 2022, at 10:48 a.m. EST, AIG and Chubb have issued moratoriums in the following South Carolina counties: Beaufort, Berkeley, Charleston, Georgetown, Horry, Jasper. Binding of new business will be suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium is put in place.
Virginia Last Updated: 09/29/22 4:47 PM ET
Lexington is closed for the entire state of Virginia.
Commercial Lines
High Net Worth
HNW Moratoriums
Florida Last Updated: 08/07/24 1:05 PM ET
Effective Monday, November 7th, 2022, at 11:00 a.m. EST, binding of new business in Florida will be suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium is put in place. Keep checking our moratoriums page for updates.
Georgia Last Updated: 08/07/24 10:24 AM ET
Effective Wednesday, November 9th, 2022, at 10:48 a.m. EST, Chubb has issued a moratorium in the following Georgia counties: Bryan, Camden, Chatham, Glynn, Liberty, McIntosh. Binding of new business will be suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium is put in place.
Effective Wednesday, November 9th, 2022, at 10:48 a.m. EST, AIG has issued a moratorium in the following Georgia counties: Atkinson, Bacon, Brantley, Bryan, Charlton, Chatham, Clinch, Echols, Effingham, Glynn, Lanier, Liberty, Long, Mcintosh, Pierce, Ware, Wayne. Binding of new business will be suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium is put in place.
Effective Monday, September 26th, 2022, at 10:00 a.m. EDT, binding of new business in Georgia is suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium was put in place.
North Carolina Last Updated: 08/07/24 1:04 PM ET
Effective Thursday, October 6th, 2022, at 11:20 a.m. EDT, AIG has lifted its moratorium in North Carolina.
Effective Thursday, September 29th, 2022, at 3:35 p.m. EDT, binding of new business in North Carolina is suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium was put in place.
South Carolina Last Updated: 08/07/24 1:04 PM ET
Effective Wednesday, November 9th, 2022, at 10:48 a.m. EST, AIG and Chubb have issued moratoriums in the following South Carolina counties: Beaufort, Berkeley, Charleston, Georgetown, Horry, Jasper. Binding of new business will be suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium is put in place. Keep checking our moratoriums page for updates.
Effective Tuesday, September 27th, 2022, at 3:00 p.m. EDT, binding of new business in South Carolina is suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium was put in place.
Flood
Flood Moratoriums
Florida Last Updated: 08/07/24 1:05 PM ET
Effective Monday, November 7th, 2022, at 11:00 a.m. EST, binding of new business in Florida will be suspended. Please note that premium bearing endorsements and bind requests cannot be processed or bound if they are received after the moratorium was put in place. Keep checking our moratoriums page for updates.
Georgia Last Updated: 08/07/24 10:24 AM ET
Effective Monday, November 14th, 2022, at 9:00 a.m. EST, Kiln Flood has lifted its moratorium in Georgia. You can now bind, with an effective date of today or later. Any quotes that are no longer valid must be re-quoted.
North Carolina Last Updated: 08/07/24 1:04 PM ET
Effective Monday, November 14th, 2022, at 9:00 a.m. EST, Kiln Flood has lifted its moratorium in North Carolina. You can now bind, with an effective date of today or later. Any quotes that are no longer valid must be re-quoted.
South Carolina Last Updated: 08/07/24 1:04 PM ET
Effective Monday, November 14th, 2022, at 9:00 a.m. EST, Kiln Flood has lifted its moratorium in South Carolina. You can now bind, with an effective date of today or later. Any quotes that are no longer valid must be re-quoted.
