Orchid P&C Knowledge Center: For Homeowners

Property Insurance: Water Leak Repairs Lost in Mix During COVID-19 Pandemic
Even though COVID-19 has kept more people inside than ever before, far too many homeowners may be overlooking interior water leaks and putting off their repairs.
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COVID Claims: Insurers Gaining Upper Hand in Business Interruption Legal Disputes
More than six months after COVID-19 restrictions shut the doors to many
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Any Way Wind Blows, Storm Mitigation Can Reduce Property Insurance Costs
Huddled in their bathroom, Lois Watson, her husband, and their daughter could see
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The Difference Between the NFIP and Private Flood Market
Flood insurance coverage is a necessity in many parts of the country.
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Why Does My Rate Go Up If I Didn’t File a Claim?
Can My Homeowner’s Insurance Rates Go Up Even If I Don’t File a Claim?
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What is the Difference Between Excess Coverage and Umbrella Coverage?
Are you adequately covered for liability?
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How to Protect Your Boat During a Storm
Learn how to prepare your boat or yacht for a storm.
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Top Questions and Answers about Boat Insurance
What is boat insurance and what does it cover?
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Keep Your Event Special with Special Event Insurance
Why you need Special Event Insurance for your wedding, festival or other special event
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HO3 vs HO5 Homeowners Insurance Policies
What is the difference between HO3 vs HO5 homeowners policies?
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For Homeowners
INSURANCE INFORMATION FOR HOMEOWNERS
Orchid is The First Choice for homeowners insurance in coastal areas throughout the United States. Learn more about protecting your home and property in the case that disaster strikes.