“Coming together is the beginning. Keeping together is progress. Working together is success.”

– Henry Ford

Who We Are

Orchid is The First Choice for catastrophe property insurance for thousands of agencies from coast to coast. For more than 15 years, our products, process and people have consistently delivered outstanding coverage solutions in the insurance industry.

In 1998, Orchid was established after a group of business partners saw an opportunity in the Excess & Surplus (E&S) catastrophic homeowners market to bring together sophisticated underwriting, superior workflows and dedicated underwriters. Since then, we have set the industry standard in providing competitive products with great coverage combinations and flexible options, including Multi-Peril, Wind Only, Ex-Wind, Flood, Excess Flood, Inland Marine/Personal Article Floaters and more. We take pride in our partnerships with select retail agents and brokers, and servicing them with only A- or better A.M. Best rated carriers.

Our expeditious growth was quickly noticed by equity and capital investment firm Gryphon Investors. In November 2014, Gryphon became a majority investor, giving Orchid the strong financial boost to fuel its expansion beyond organic growth.

In May 2015, we acquired Coastal Agents Alliance, a managing general agent in West Atlantic City, New Jersey. The transaction significantly helped increase Orchid’s reach into the Northeast markets and introduced several new concepts to better penetrate the area.

In February 2016, we also acquired Platinum Partners, a New England-based wholesale brokerage firm — focused exclusively on the high net worth personal lines marketplace — and introduced several new states to our existing E&S offerings.

Orchid’s industry presence continues to grow beyond personal lines, by introducing a new level of service through its Commercial Lines product line.

We came about as a collective effort to deliver the best the insurance industry had to offer and have evolved by maintaining our vision of striving for excellence in all that we do. Our future success remains in the hands of those who built it together — our partner agents, carriers and talented employees.

Our Vision

Since inception, our vision has been to WIN over our agency clients by providing:
QUALITY products
Solid coverage with TOP RATED carriers,
OUTSTANDING service, and a
STATE OF THE ART online user experience.

ORCHID aspires to delivering the WOW.