Orchid Insurance is an MGU who thrives in the coastal niche with proprietary programs. Today we have grown to include customized commercial solutions with over 40 Admitted and Non-Admitted markets for all 50 states. Let Orchid Insurance be your First Choice and experience the difference of true MGU underwriting.

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Our Commercial Lines Products

  • Commercial Package
  • BOP’s
  • Small property
  • High TIV property
  • Wind-Only
  • Excess Property
  • Builder’s Risk
  • Inland Marine
  • Earthquake
  • General Liability
  • Contractor’s
  • Umbrella/Excess Liability
  • Liquor Liability
  • Single Family Dwelling Schedules
  • Professional Liability
  • Primary Flood & Excess Flood
  • Standalone Cyber
  • Wind Deductible Buyback

The Orchid Difference

  • True hurricane deductibles and no restrictions on distance to coast
  • Exclusive programs for coastal properties
  • Broad product offering for all 50 states
  • Customizable deductible options
  • Multiple ways to submit business
  • Talk directly to your underwriter

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