Florida State Guidelines

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E&S PERSONAL LINES

Minimum Coverage A: $200,000 / HO6: $150,000

Tri-County (Miami-Dade, Broward, and Palm Beach) Minimum Coverage A: $300,000. Monroe county is closed.

Carriers

  • Lloyd’s (6 Programs)
  • Beazley
  • Accredited
  • Canopius
  • Chubb European
  • QBE
  • Chaucer
  • RenRe

Products

  • Multi-Peril with Wind (HO3, HO5, HO6, DP3)
  • Wind-Only
  • X-Wind
  • Builder’s Risk (with Wind and X-Wind)
  • E&S Primary and Excess Flood
  • Inland Marine
  • Watercraft/Yacht*
  • NFIP

*Minimum hull value $1 million with full time paid captain. Vessel must be less than 15 years old

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SPECIALTY HIGH NET WORTH

$1 Million+

Carriers*

  • Chubb
  • AIG

*May vary depending on DTC and may require additional lines of business *May be $1,500,000 depending on DTC