Alabama State Guidelines

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E&S PERSONAL LINES

Minimum Coverage A: $150,000 / HO6: $50,000

Carriers

  • Lloyd’s
  • Lexington
  • Chaucer
  • QBE
  • Beazley

Products

  • HO3, HO4, HO5, HO6, DP3
  • Builder’s Risk
  • X-Wind
  • Wind-Only
  • E&S Primary and Excess Flood
  • Inland Marine
  • Yacht
  • NFIP
  • Standalone Personal Umbrella
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SPECIALTY HIGH NET WORTH

Minimum Coverage: $500,000

Carriers*

  • Chubb
  • AIG

*Mobile and Baldwin County require a $10,000 account and 25% non-cat premium