Our unique solutions bring together outstanding products at competitive prices with close to a dozen trusted carriers.
See the Orchid Difference in Personal Lines Excess & Surplus
For two decades, Orchid has been the First Choice for catastrophe exposed property insurance. Our flexible products, fast processes, expert underwriting and competitive pricing provide customized solutions to our partner agents from coast to coast.
Orchid Personal Products
The Orchid Premier Endorsement enhances certain coverages and adds additional coverages not otherwise included in the base form. This endorsement is tailored to each class of business and is attached to every policy.
- Multiple carriers with A.M. Best Rating of A- or higher
- Multiple products to assure best price/coverage combination
- Primary, Secondary/Seasonal, and Rental occupancies
- Underwriting capacity in all 50 states, the Bahamas & the Caribbean
- Named Storm and Wind/Hail deductible options
- Named insured flexibility for corporations, LLCs, trusts, etc.
- $300,000 minimum coverage A (less in most states)
- Online quoting and binding