Homeowner’s Associations

Coastal Homeowner's Associations Insurance SolutionsThe Orchid Homeowner’s Association offers a comprehensive property and liability policy that addresses the unique coverage requirements of single family Homeowner’s Associations.

Product Highlights

  • Business Owners Policy and Monoline Property policy types available
  • Must have a Clubhouse of $100,000 to qualify for program
  • Up to $1 million/ $2 million in General Liability Limits
  • A.M. Best A Rated Carrier

Optional/ Additional Coverages

  • Equipment Breakdown
  • Ordinance or Law
  • Outdoor Property
  • Water Backup
  • Employee Dishonesty
  • Wind Driven Rain
  • Hired and Non Owned Auto
  • Assault & Battery*

Unique Features

  • Include Wind coverage without any restriction on distance to coast
  • BOP policies offered with TIV limits up to $10 million per building
  • Online submission process to increase quick turn-around times

*Unavailable for Monoline Property policies

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