Fitness Centers

stock-photo-rows-of-stationary-bike-in-gym-modern-fitness-center-room-521986399Orchid can offer property coverage for your insured’s yoga studios, martial arts studios, health clubs, and many other types of fitness centers! We protect your insured’s business by offering coverage for their building, contents and business income.

We can further protect your insureds by offering equipment breakdown coverage and employee dishonesty sub-limits!

Product Highlights

  • Monoline Property policy types available
  • Up to $10 million per building, $15 million per location, and $25 million per policy in coverage
  • Up to $1 million / $2 million in General Liability Limits
  • Includes the Orchid Premier Endorsement to enhance certain coverages such as Outdoor Property, Employee Dishonesty, Water Backup, Outdoor Sign, Debris Removal, etc.
  • 1950 and newer year built and 1900 in some areas on all construction types
  • Proprietary Programs can only be accessed through Orchid
  • A.M. Best A Rated Carrier
  • Please visit our Quick Reference Guide for more details

Unique Features

  • Include Wind coverage without any restriction on distance to coast
  • Online submission process to increase quick turn-around times

Optional/ Additional Coverages

  • Equipment Breakdown
  • Ordinance or Law
  • Outdoor Property
  • Water Backup
  • Employee Dishonesty
  • Wind Driven Rain

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