Business Owner’s Policies, also known as BOPs, are a commercial insurance product designed to provide liability and property protection for your business. Property coverage can include coverage for the building and/or business personal property. Business income can also be offered, should your client’s business suffer from a covered loss and is inoperable for a period of time.
BOPs can bundle various insurance coverages and can be customized to fit the unique needs of the insured’s industry. For example, if your insured owns a restaurant, spoilage and liquor liability can be added to the policy to properly insure your client from potential losses.
*Not available in AK, CT, HI, MA and WA.
**Not available in Washington, DC and Vermont.