Our Leadership

Our executive team is comprised of passionate business leaders with years of insurance industry expertise. They are dedicated to delivering top-quality service to our agency partners and clients, and supporting career growth and opportunities for our talented professional staff. Meet our executive leaders.

CEO & Board Member

Steve Carlsen

Steve Carlsen was named Chief Executive Officer following his tenure as Chairman of the Board, which he served from 2017-2019 and as a Board member since 2014. He has a lifetime of insurance experience, having served as the Chief Underwriter, Vice President, COO, Director, and President of various underwriting and consulting companies. Steve began his 40-year career in the reinsurance business at Swiss Re and NAC Re. As Chief Underwriting Officer – North America for CAT Limited, he was part of the first wave, in 1994, of Bermuda-based catastrophe reinsurers. In 2001, Steve partnered with Ken LeStrange to co-found Endurance Specialty, where he served as Chief Underwriter and COO. He remained a director of Endurance until the company’s sale to Sompo in 2017. Steve reconnected with Ken when Orchid first transitioned to private equity ownership under Gryphon Investors, becoming a director in 2014. He assumed the Executive Chairman role in 2017 and worked with Brad Emmons on the sale to our current owners, TowerBrook Capital Partners. He remains Chair of the company’s Underwriting Committee.

President & Chief Operating Officer

Katherine P. Cody

After three decades in the insurance industry, Kathy Cody joined Orchid Insurance, as Chief Operating Officer in August 2019. She was promoted to President in January 2021. As an accomplished executive, Kathy previously served as Chief Operating Officer, Personal Lines, for Farmers Insurance Group. During her 10 years at Farmers, Kathy led Personal Lines Underwriting, Finance, Analytics, Operations, and Strategy Execution teams as well as serving as Chief Financial Officer for the life business and led operational finance for Zurich Global Life North America. Prior to Farmers Insurance Group, Kathy worked for The Phoenix Companies, Inc. in various executive roles and began her career with PricewaterhouseCoopers.

Ms. Cody is a member of the American Society of Certified Public Accountants and a member of the Whitman Advisory Council for the Martin J. Whitman School of Management at Syracuse University.

Ms. Cody graduated with a B.S. in Accounting from Syracuse University.

Chief Underwriting Officer

Ross Bowie

Ross Bowie was promoted to Chief Underwriting Officer in September 2021 after serving as Head of Personal Lines since June 2020. His career has spanned the management of Product, Marketing, Underwriting, and Sales teams. Prior to Orchid, Ross was Senior Vice President at Bankers Insurance Group, where he oversaw both personal and commercial lines as well as the development of new products in Texas, Louisiana, Florida, and South Carolina.

His previous roles included sales, product development, and underwriting at ASI/Progressive. Mr. Bowie, who serves out of Orchid’s Tampa offices, earned a Bachelor of Science in Economics at the University of Saint Thomas, in St. Paul, Minn.

Vice President Human Resources

Jehane Myers

Jehane Myers joined Orchid Underwriters Insurance, LLC, after serving as director of Human Resources at Bridgevine, Inc. She previously served as a civil engineer at the Texas Department of Transportation, Jacobs Carter & Burgess, Inc. and Kimley-Horn and Associates, Inc. Ms. Myers holds an MBA in Management from Amberton University and a Bachelor of Science in Civil Engineering from Louisiana Tech University. She is the HR Florida District Director for District 6, a member of the Career Development Committee for WSIA, and a board member of Mentoring Families and Kids of Jacksonville, Fla.

Chief Financial Officer

Michael Garamoni

Michael Garamoni joined Orchid Insurance in 2020, after serving as Vice President of Global Finance at Ryan Specialty Group, LLC, where he also had roles as Vice President of Corporate Finance, Assistant Controller, Director of Finance, and Manager of Accounting. Mr. Garamoni also served at PricewaterhouseCoopers as a Senior Assurance Associate. He received both master’s and bachelor’s degrees at Miami University.

Chief Information Officer

Carey Smith

Carey B. Smith, who oversees Orchid’s information and computer technologies, has more than 25 years of experience as a strategist and digital disruptor. Prior to Orchid, he served as Chief Information Technology Officer at Constellation, Inc., and at BlueCross BlueShield Minnesota and Ameriprise Financial. He earned a B.S. in Business Administration at Montana State University and has been nationally recognized among the “10 Best CTOs of 2020,” by Industry Era, and regionally by Twin Cities as a “CIO of the Year ORBIE Award Finalist 2020.

Head of Specialty High Net Worth

Charlie Graham

Charlie Graham, a seasoned insurance executive with a deep understanding of the coverage needs of affluent individuals and their families, is head of Specialty High Net Worth at Orchid Insurance. With more than three decades insurance industry experience, she has been instrumental in helping establish Orchid as a valuable partner to leading carriers, such as Chubb, AIG, National General Premier, and Vault. Prior to joining Orchid, Graham entered the high-net-worth space as an account manager with Platinum Partners, a New England-based wholesale brokerage firm which was acquired by Orchid in 2015. Graham, who earned a bachelor’s degree from the University of Georgia, began her insurance career as an underwriter at Commercial Union in Atlanta.