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Specialty High Net Worth


With our specialty high net worth line, we offer the finest standards of coverage for your highest valued insureds.

We give you access to the industry’s leading providers of affluent personal lines insurance while tailoring the right coverage solutions, whether in the admitted or non-admitted marketplace.

Specialty high net worth package offerings are available for:

  • High value homeowners
  • Unique and custom built homes
  • Coastal, secondary and vacation homes
  • Valuable articles policies for jewelry, fine arts, collectibles and wine
  • High limits of personal excess liability
  • Watercraft & yacht
  • Earthquake & flood
  • Personal auto including high value and exotic

Specialty Solutions:

  • On-Track Physical Damage Coverage
  • On-Track and High Performance Driver’s Education (HPDE) Coverage
  • Not-for-Profit Board Liability
  • Equipment Breakdown Coverage
  • Employment Practices Liability (EPLI)

Orchid now offers High Net Worth products through AIG, Chubb/Ace, and Ironshore Admitted (PA, GA, NJ, and CT)

Specialty High Net Worth Application

Our marine insurance team will work with you to customize the perfect boat or yacht coverage.

Whether your client has one or three luxurious watercrafts, or is using the yacht for pleasure or charter, our specialized team can develop comprehensive solutions for your high net worth clientele. Orchid’s yacht policies provide regionalized options and our unparalleled coverage includes all-risk benefits.

Interested in a proposal for a boat or yacht? Click below to complete the Yacht Proposal Application. We will then be in contact with you shortly.

Yacht Proposal Application

Billing Contact Information

Tim deRosa
Executive Vice President,
Specialty High Net Worth

Charlene Graham
New England Regional Manager

Helen DeSousa
Senior Acount Executive,
Specialty High Net Worth

Adele Brennan
Senior Account Executive,
Specialty High Net Worth (Yacht)

Cindy Kelly
Senior Administrative Assistant,
Specialty High Net Worth

Chrissy Fritz
Accounting Specialist,
Specialty High Net Worth

Justina Lapham
Account Manager,
Specialty High Net Worth

Emily Dori
Administrative Assistant,
Specialty High Net Worth