Homeowner’s Associations

The Orchid Homeowner’s Association offers a comprehensive property and liability policy that addresses the unique coverage requirements of single family Homeowner’s associations.

Product Highlights

  • Business Owners Policy and Monoline Property policy types available
  • Must have a Clubhouse of $100,000 to qualify for program
  • Up to $1 million/ $2 million in General Liability Limits
  • AM Best A Rated Carrier
  • Employee Dishonesty (Crime) available

Unique Features

  • Include Wind coverage without any restriction on distance to coast
  • Write BOP policy up to higher TIV limits of $10 million per building
  • Online submission process to increase quick turn-around times

Optional/ Additional Coverages

  • Equipment Breakdown
  • Ordinance or Law
  • Outdoor Property
  • Water Backup
  • Assault & Battery

Other Product Highlights

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